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Commercial Banking in Canada: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Commercial Banking in Canada Market Research Report | NAICS 52211CA | Dec 2015

Open vault: A higher overnight rate will boost interest income, but regulation will limit growth

IBISWorld’s Commercial Banking market research report offers insightful industry analysis and research into the market at the national level. IBISWorld’s in-depth industry market research is presented in a logical and consistent format. The industry report contains key industry statistics, market size, industry trends, and growth and profit forecasts for a 5-year outlook period.

Report Snapshot
Industry Statistics & Market Size
Annual Growth 10-15
Annual Growth 15-20
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Industry Analysis & Industry Trends

Despite the low interest rates that emerged as a result of the global financial crisis, the Commercial Banking industry has performed relatively well over the five years to 2015. Over this period, the overnight rate, which is strongly correlated with interest rates charged by commercial banks, is expected to increase slightly in the five years to 2015. In the coming years, projected increases in the overnight rate and improvements in corporate profit are anticipated to boost interest income from lending products. However, mounting regulation and capital requirements hold the potential to limit the flexibility of industry operators and make them less competitive on a global scale... purchase to read more

Industry Report - Industry Key Buyers Chapter

The Commercial Banking industry operates with a high level of market share concentration. The top four companies account for an estimated 74.9% of industry revenue in 2015, representing a slight decrease from 2010. Industry trends are typically dictated by the performance of the “big six” banks: Royal Bank of Canada, Toronto-Dominion Bank, Canadian Imperial Bank of Commerce, Scotiabank, Bank of Montreal and National Bank of Canada. In 2015, these top six banks are anticipated to hold 90.0% of the industry's total assets.

Merger and acquisition activity continues to intensify in the industry, as large Canadian banks acquire their smaller competitors in an effort to counteract mounting regulation and the current low interest rate environment... purchase to read more


Industry ProductsRelated ReportsTable of Contents

What is the Commercial Banking Industry?

Operators in this industry provide financial services to retail and business clients in the form of commercial, industrial and consumer loans. Banks also accept deposits from customers, which are used as a source of funding for the loans. Banks in this industry include those that are regulated by the Office of the Superintendent of Financial Institutions.

Industry Products
Consumer lendingReal estate secured lendingPersonal depositsBusiness banking
Industry Activities
Providing home equity loans and lines of creditProviding automobile loansProviding real estate secured lendingProviding personal deposit productsProviding business banking services

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