Commercial Banking in Canada: Market Research Report

Market Research • Market Size • Industry Statistics • Industry Analysis • Industry Trends

Commercial Banking in Canada Market Research Report | NAICS 52211CA | May 2015

Bank on it: After years of stagnation, interest rate hikes will restart revenue growth

IBISWorld’s Commercial Banking market research report is a comprehensive guide to market size and growth prospects. Our industry reports offer strategic industry analysis of the factors influencing companies, including new product developments, economic, lifestyle and demographic influences, distribution and supply chain factors and pricing issues. Full analysis accompanies our data forecasts to illustrate how the market responds to emerging industry trends.

Report Snapshot
Industry Statistics & Market Size
Annual Growth 10-15
Annual Growth 15-20
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Industry Analysis & Industry Trends

Despite the low interest rates that emerged as a result of the global financial crisis, the Commercial Banking industry has performed relatively well over the five years to 2015. Over this five-year period, the overnight rate, which is strongly correlated with interest rates charged by commercial banks, is expected to increase slightly. Over the five years to 2020, industry revenue is forecast to increase. Projected increases in the overnight rate and improvements in corporate profit are anticipated to boost interest income acquired from lending products... purchase to read more

Industry Report - Starting a New Business Chapter

The Commercial Banking industry has high barriers to entry. An organization must receive prior approval from the Office of the Superintendent of Financial Institutions (OSFI) to initiate operations. The organization is then subject to ongoing supervision and regular inspections by the OSFI and provincial governments. Depending on what designation a bank receives from the OSFI, it may be restricted in its range of activities and acquisitions of competing banks.

Perhaps the largest barrier to entry for potential operators is obtaining and maintaining sufficient capital levels for operations. By the first quarter of 2014, commercial banks were expected to meet a total Tier 1 capital ratio of 8.5% and total capital ratio of 10.5%... purchase to read more


Industry ProductsRelated ReportsTable of Contents

What is the Commercial Banking Industry?

Operators in this industry provide financial services to retail and business clients in the form of commercial, industrial and consumer loans. Banks also accept deposits from customers, which are used as a source of funding for the loans. Banks in this industry include those that are regulated by the Office of the Superintendent of Financial Institutions.

Industry Products
Consumer lendingReal estate secured lendingPersonal depositsBusiness banking
Industry Activities
Providing home equity loans and lines of creditProviding automobile loansProviding real estate secured lendingProviding personal deposit productsProviding business banking services

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